The very best part about discovering and implementing this strategy is the positive impact it has had on our ability to reach our financial goals.

Our goals, when it comes to money, all revolve around how to retire early in life with the largest possible amount of money. We are great believers in saving instead of spending. We max out our 401K plans, divert as much of our money as possible into tax-sheltered options, and generally avoid impulse purchases in favor of building a larger nest egg.

We treat our Show-Me-Their-Money income no differently. We take the money we make each year and immediately invest it. As of 2008, that means an additional $15,000 each year that we are able to invest in the stock market. It is important to note that this strategy is exciting not necessarily because of what can and will be earned in the first year. While most people will indeed earn a few thousand dollars in their first year, this is almost a side-note to the lifetime results and change that will be achieved. The truly incredible and wonderful thing about the strategy is that results get better each and every year as new credit lines are stacked on top of existing ones making year 2 results incrementally better than year 1 and year 3 incrementally better than year 2, etc.

I do not know where we will max out (or IF we will max out) but only 8 years ago, the first year we started all of this, we made only $1,800. Granted, we've learned a lot and perfected the system since then but we now make almost 8x that amount every year. That averages out to making about double the amount of the prior year each year for 8 years running.

In reality the curve is a LOT sharper at the beginning than it is by year 9. We jumped from earning $1,800 in year 1 to earning $4,000 in year 2. Year 3 we earned about $7,000. So now that we are 8 years in and all the way up to a point where we are earning $15,000 per year, we are conservatively expecting to increase our results by only about an additional 10% per year. Still, that adds up over time. That means $16,500 in 2009, $18,150 in 2010 and so on. (*June 2009 update - we are on track to earn $18,500 in 2009 as we were able to pull down some really strong credit lines at the beginning of the year. This works out to about a 23% increase over 2008. Sometimes it is really fun to be wrong. We have not updated the numbers below but they will now obviously project out to be even higher than listed.)

Since we invest all our earned show-me-their-money profits immediately into stocks, bonds and mutual funds, our totals have and continue to build up really nicely when projected out over 20 years (about the time we expect to retire). We are 8 years into the process with just another 12 to go until retirement. (Totals assume an 8% annual return from our stock market investments.)

Year 01 - $ 1,800 x 8% per year x 20 years = $ 8,390 Year 02 - $ 4,000 x 8% per year x 19 years = $ 17,263 Year 03 - $ 7,000 x 8% per year x 18 years = $ 27,972 Year 04 - $ 9,000 x 8% per year X 17 years = $ 33,300 Year 05 - $10,500 x 8% per year x 16 years = $ 35,972 Year 06 - $12,000 x 8% per year X 15 years = $ 38,066 Year 07 - $13,500 x 8% per year x 14 years = $ 39,652 Year 08 - $15,000 x 8% per year x 13 years = $ 40,794 Year 09 - $16,500 x 8% per year x 12 years = $ 41,550 Year 10 - $18,150 x 8% per year x 11 years = $ 42,319 Year 11 - $19,965 x 8% per year x 10 years = $ 43,103 Year 12 - $21,962 x 8% per year x 09 years = $ 43,901 Year 13 - $24,158 x 8% per year x 08 years = $ 44,714 Year 14 - $26,574 x 8% per year x 07 years = $ 45,542 Year 15 - $29,231 x 8% per year x 06 years = $ 46,385 Year 16 - $32,154 x 8% per year x 05 years = $ 47,244 Year 17 - $35,370 x 8% per year x 04 years = $ 48,119 Year 18 - $38,907 x 8% per year x 03 years = $ 49,010 Year 19 - $42,798 x 8% per year x 02 years = $ 49,918 Year 20 - $47,078 x 8% per year x 01 years = $ 50,842 Account Balance at the end of 20 years = $794,056

Adding $794,056 to our retirement kitty for doing nothing, is pretty darned exciting!

And the even better part is that, even once we are retired and no longer working, we will continue to implement the strategy which, by that point, could be generating about $50,000 per year ALL BY ITSELF! How's that for a nice little pension payment each year for the rest of our lives?